Property Investment Insights for
Australian Investors

Most property investors focus on the purchase. The investors who build serious wealth focus on what happens after the purchase, specifically how the numbers stack up on a weekly, monthly, and annual basis, and how cash flow changes across different stages of a growing portfolio. Here is everything you need to understand about cash flow in Australian property investment.

Ravi Sharma

June 26, 2026 • 5 minute read

Can SMSFs still borrow to buy property? Under the new 2026 laws, self-managed super funds can no longer take on new borrowing to buy residential property. Existing arrangements are grandfathered, and SMSFs can still buy property using existing fund cash.

Ravi Sharma

June 24, 2026 • 4 minute read

Every year at EOFY, most Australians look backwards. What did I earn? What did I spend? How much tax do I owe? This year the more important question is forward-facing. The conditions that allowed previous generations to build wealth through property have shifted. The 2026 budget accelerated that shift. Despite all of it, property remains the most powerful wealth-building tool available to everyday Australians. The rules may have changed but the fundamentals have not.

Ravi Sharma

June 22, 2026 • 4 minute read

Commercial property gets sold hard. Higher yields, passive income, tenant pays all the outgoings. On paper it sounds like the obvious choice. Yet the wealthiest property investors in Australia continue to build their portfolios almost entirely in residential. Here is the breakdown of both asset classes, the numbers behind each, and the one factor that should determine which one is right for you.

Ravi Sharma

June 19, 2026 • 6 min read

Saving a 20% deposit can take years, and a home loan guarantor offers a faster path in. A home loan guarantor is usually a parent or close family member who uses the equity in their own property as security for your loan, so you can buy with as little as a 5% deposit and avoid Lenders Mortgage Insurance. The guarantor can be released once your loan drops to 80% of the property's value. It carries serious legal and financial obligations for the guarantor, so independent advice matters before anyone signs. Here is what both parties need to understand before signing anything.

Ravi Sharma

June 17, 2026 • 3 minute read

The major banks are now signalling that the RBA's next move will be down. NAB has joined Commonwealth Bank in forecasting a rate cut. ANZ and Macquarie have already acted, cutting their two and three-year fixed rates ahead of any official decision. Here is what is driving that shift and what it means for property investors.

Ravi Sharma

June 15, 2026 • 3 minute read