You Do Not Need a 20% Deposit to Build a Property Portfolio
One of the most persistent myths in Australian property is that you need a 20% deposit before you can get started. It is advice passed down through generations, accepted as common sense by people who have never run the numbers.
It is also one of the most expensive beliefs an investor can hold. Here are six strategies to get into the market faster, scale further, and put you ahead of the majority of Australian investors.
Ravi Sharma
June 12, 2026 • 3 minute read
Every Generation Has a Different Money Problem. Here Is What That Means for You.
The generational debate in Australia rarely moves beyond blame. Boomers pulled up the ladder. Millennials are entitled. Gen Z has it impossible. Gen X is forgotten.
Most of this misses the point. Every generation is facing a completely different financial challenge, shaped by different structural forces. Understanding which one applies to you is the starting point for doing something about it.
Ravi Sharma
June 8, 2026 • 3 minute read
How to Choose the Right Property Manager in Australia
Buying the right investment property is half the job. What happens after settlement determines whether it actually performs.
A good property manager protects your income, maintains your asset, and handles the day-to-day so you do not have to. A poor one costs you money in vacancies, deferred maintenance, and time you should not be spending. Here is how to find the right one.
Ravi Sharma
June 3, 2026 • 4 minute read
What CBA and Westpac Are Forecasting for Australian Property in 2026
Two of Australia's major banks have released updated property market forecasts. Consumer confidence is at its lowest level in over 50 years. The federal budget has introduced changes that will reshape the investment landscape. Despite everything pointing toward caution, some of the most financially capable investors in the country are accelerating their buying activity.
Here is a clear breakdown of what the data shows, what the banks are forecasting, and what it means for property investors navigating the next 12 to 18 months
Ravi Sharma
June 1, 2026 • 4 minute read
The Beginner's Guide to Property Investment in Australia
Property investment is one of the most reliable pathways to long-term wealth in Australia. Done correctly, it builds financial security, generates passive income, and creates the kind of compounding growth that gradually replaces the need to trade time for money.
For beginners, the challenge is not a lack of information. It is knowing which information to trust, which steps to take first, and how to avoid the mistakes that cost investors years of progress before they have even properly started.
This guide covers everything a beginner needs to know to approach their first investment property with clarity and confidence.
Ravi Sharma
May 29, 2026 • 3 Minute Read
How to Build a Property Portfolio Using Your Superannuation
Most Australians trust their superannuation to take care of itself. The average balance at retirement sits around $435,000 for men and $314,000 for women. For a couple, that translates to roughly $30,000 a year in retirement income. That is not financial freedom. That is financial survival.
The question most people never think to ask is whether their super could be doing something more useful than sitting in a default managed fund earning modest returns. For a growing number of Australian investors, the answer involves directing that capital into investment-grade property inside a Self-Managed Super Fund, generating rental income and capital growth inside one of the most concessionally taxed structures available.
This is how it works, what the numbers actually look like, and what you need to get it right.
Ravi Sharma
May 27, 2026 • 3 minute read
