Property Investment Insights for
Australian Investors

Building a home costs more than it did a year ago, and far more than it did a decade ago. That changes the new build versus established decision in ways that are easy to miss when you compare two listings side by side. The 2026 tax changes pull the same way. New builds kept full negative gearing, while established properties bought after 12 May 2026 did not. On paper that makes new look attractive, but rising costs, funding pressure, and builder failures add risks the tax treatment does not cover.

Ravi Sharma

October 12, 2026 • 6 min read

The expensive mistakes in property investing generally happen before the contract is signed. They come from moving too quickly and skipping the questions that would have changed the decision. Those questions matter more in 2026. The cash rate has reached 4.6%, the tax rules for new purchases have changed, and prices are softening in some cities. Here are ten to answer before you commit, each with a good answer and a red flag.

Ravi Sharma

October 9, 2026 • 4 minute read

Most people who want to invest in property start with the same question. What can I borrow? The answer is rarely what an online calculator suggests. Calculators use generic assumptions. Lenders use detailed assessments of your income, your spending, your debts, and a deliberately conservative interest rate. Understanding how that assessment works is the fastest way to find out where you stand before you start looking at properties.

Ravi Sharma

October 7, 2026 • 7 min read

Owning an investment property is one of the most effective ways to build long-term wealth in Australia. Whether you maximise that return or leave money on the table at tax time often comes down to one thing: how well you manage the tax side of the investment. This is not about aggressive minimisation or finding loopholes. It is about understanding what you are entitled to claim, keeping the right records, and making decisions with the tax consequences in mind before you act rather than after.

Ravi Sharma

October 5, 2026 • 7 min read

Every six months the Reserve Bank of Australia publishes its Financial Stability Review, a detailed assessment of how resilient Australian households, businesses, and the financial system are to economic shocks. The October 2026 edition contains some of the most important data available for understanding how Australian mortgage holders are actually coping with a cash rate that has now reached 4.6%, its highest level in 15 years. Here is what the data shows, and why it matters more than the headlines currently circulating.

Ravi Sharma

October 2, 2026 • 7 min read

The monthly cost of owning a home in Australia has diverged so sharply from the cost of renting the same property that for a growing share of the population, buying has stopped being a choice and started being an impossibility. In Sydney, mortgage repayments on a median house are 106% higher than the rent on the same property. In Brisbane, 75% higher. Melbourne and Adelaide sit at 66% and 63%. This is not a media narrative about housing affordability. The numbers don’t lie and those numbers mean the old advice about buying where you live no longer holds for a growing share of Australians.

Ravi Sharma

September 30, 2026 • 3 minute read